Fees

Fee Schedule

Fee Schedule effective February 1, 2022.
ATM/Debit Card Replacement Fee(per card) $10.00
Check Printing Fee depends on style of checks ordered
Low Balance Maintenance Fee *(No fee if your average deposit balance is at least $50 or you have a loan) $5.00 *Temporarily Suspended
Overdraft and Non-Sufficient Funds (NSF) $32.00 (per check)
Overdraft Transfer Fee from Savings or Line of Credit $5.00
Stop Payment $32.00 (per check)
Deposited Items Returned $15.00 (per check)
Wire Transfer Domestic Outgoing $15.00
Wire Transfer Domestic Incoming $10.00
Wire Transfer International Outgoing $30.00
Wire Transfer International Incoming $10.00
Check Copy, Account Photocopy or Printout $2.00 per page
ATM Transaction Fee with Savings only $1.00 per transaction
Savings Account Excess Withdrawal Fee for each withdrawal after 3 per month $5.00
Secured Checking Monthly Service Fee $10.00
Gold Checking Monthly Service Fee on balance below $1,500 $5.00
Money Market Account Monthly Service Fee on balance below $2,000 $10.00
Money Market Account Excessive Withdrawal Fee for each account debit after 6 per month $10.00 (checks, transfers, cash, online...)
Money Orders; $1,000 maximum check $1.00 per check
Christmas & Vacation Club Account Excessive Withdrawal Fee after 1 free per year $25.00
Garnishments, Executions, Levies $51.00 per occurrence
Account Research and Balancing Fee $10.00 hourly charge
Cashier Checks $5.00 per check
Dormant Account Fee after 24 months of inactivity $20.00 per year
Notary Service (non-member) $1.00
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Serving People Who Live & Work In – Banks, Clarke, Dawson, Habersham, Hall, Jackson, Lumpkin, Madison, Oconee, Oglethorpe, Rabun, and White – Northeast Georgia Counties

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