Fees
Fee Schedule
The following fees may be assessed against your account.
| ATM/Debit Card Replacement Fee (per card) | $10.00 |
| Check Printing | Fee depends on style of checks ordered |
| Overdraft and Non-Sufficient Funds (NSF) (per item) | $32.00 |
| Deposited Items Returned (per check) | $15.00 |
| Overdraft Transfer Fee from another Savings account | $5.00 |
| Stop Payment | $32.00 (per item) |
| Deposit or Loan Payment by phone with debit card | $15.00 |
| Deposit or Loan Payment via Online or APP with debit card | $7.00 |
| Wire Transfer (Outgoing) Domestic | $15.00 |
| Wire Transfer (Incoming) Domestic | $10.00 |
| Wire Transfer (Outgoing) International | $30.00 |
| Secured Checking Monthly Service Fee | $10.00 |
| Interest Checking Monthly Service Fee on balance below $1,500 | $5.00 |
| Money Market Account Monthly Service Fee on balance below $2,000 daily balance | $10.00 |
| Money Market Account Excessive Withdrawal Fee for each account debit after 6 per month (checks, transfers, cash, online,..) | $10.00 |
| Christmas & Vacation Club Account Excessive Withdrawal Fee after 1 free per year. | $25.00 |
| Savings Account Excess Withdrawal Fee for each withdrawal after 3 per month | $5.00 |
| ATM Transaction Fee with Savings only (per transaction) | $1.00 |
| Garnishments, Executions, Levies (per occurrence) | $51.00 |
| Cashier Checks if paid to a Third Party (per check) | $5.00 |
| Money Orders; $1,000 maximum check (per check) | $1.00 |
| Dormant Account Fee after 24 months of inactivity (per year) | $20.00 |
| Account Research and Balancing Fee (hourly charge) | $10.00 |
| Check Copy, Account Photocopy or Printout (per page) | $2.00 |
| Notary Service (non-member) | $1.00 |
“Financial freedom has been transformed with my credit card! The approval process was absolutely easy, quick and stress free. Best of all we can finally make the necessary purchases to build our new life!”
Serving People Who Live & Work In – Banks, Clarke, Dawson, Habersham, Hall, Jackson, Lumpkin, Madison, Oconee, Oglethorpe, Rabun, and White – Northeast Georgia Counties
