Fee Schedule

Fee Schedule effective February 1, 2022.
ATM/Debit Card Replacement Fee(per card) $10.00
Check Printing Fee depends on style of checks ordered
Low Balance Maintenance Fee *(No fee if your average deposit balance is at least $50 or you have a loan) $5.00 *Temporarily Suspended
Overdraft and Non-Sufficient Funds (NSF) $32.00 (per check)
Overdraft Transfer Fee from Savings or Line of Credit $5.00
Stop Payment $32.00 (per check)
Deposited Items Returned $15.00 (per check)
Wire Transfer Domestic Outgoing $15.00
Wire Transfer Domestic Incoming $10.00
Wire Transfer International Outgoing $30.00
Wire Transfer International Incoming $10.00
Check Copy, Account Photocopy or Printout $2.00 per page
ATM Transaction Fee with Savings only $1.00 per transaction
Savings Account Excess Withdrawal Fee for each withdrawal after 3 per month $5.00
Secured Checking Monthly Service Fee $10.00
Gold Checking Monthly Service Fee on balance below $1,500 $5.00
Money Market Account Monthly Service Fee on balance below $2,000 $10.00
Money Market Account Excessive Withdrawal Fee for each account debit after 6 per month $10.00 (checks, transfers, cash, online...)
Money Orders; $1,000 maximum check $1.00 per check
Christmas & Vacation Club Account Excessive Withdrawal Fee after 1 free per year $25.00
Garnishments, Executions, Levies $51.00 per occurrence
Account Research and Balancing Fee $10.00 hourly charge
Cashier Checks $5.00 per check
Dormant Account Fee after 24 months of inactivity $20.00 per year
Notary Service (non-member) $1.00
my difference image with blue sky white clouds background

“Financial freedom has been transformed with my credit card! The approval process was absolutely easy, quick and stress free. Best of all we can finally make the necessary purchases to build our new life!”

Serving People Who Live & Work In – Banks, Clarke, Dawson, Habersham, Hall, Jackson, Lumpkin, Madison, Oconee, Oglethorpe, Rabun, and White – Northeast Georgia Counties

helping people afford. beautiful mountains and trees